“从“联通”到“依存”:尼泊尔数字支付系统风险与‘数字脆弱性’”. 人文学刊 1, no. 7 (December 25, 2025): 72–76. Accessed May 2, 2026. https://ojs.shiharr.com/index.php/rwxk/article/view/931.